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Dash cams: insurance, buying and fitting
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Updated October 2026
A dash cam records the road while you drive. If you're involved in a collision, the footage can show what really happened, which is why more UK drivers now fit one.
Will a dash cam lower my insurance?
Some UK insurers offer a small discount for drivers with a dash cam, but many don't. The bigger benefit is usually in a claim: clear footage can help prove you weren't at fault, protecting your no-claims discount and avoiding a disputed claim. Tell your insurer you have one and ask whether they offer a discount.
Sharing footage with the police
Most UK police forces accept dash cam footage of dangerous or careless driving through an online portal. Keep the original file, and don't edit it.
What to look for
- Front only or front and rear: rear cameras capture shunts from behind, a common type of claim
- Resolution: at least 1080p, so number plates are readable
- Night recording: a good low-light sensor matters in UK winters
- GPS: records speed and location as evidence
- Parking mode: records bumps while you're parked (usually needs hardwiring)
Plug-in or hardwired?
Plug-in dash cams run from the 12V socket and are easy to fit yourself. Hardwiring into the fuse box hides the cable and enables parking mode, but it's best done by a fitter if you're not confident with car electrics.
Where to mount it (UK rules)
Don't mount a dash cam where it blocks your view of the road. Behind the rear-view mirror is usually best. A camera in the area in front of the driver can be an MOT issue if it obstructs vision.
Where to buy
- Car Audio Centre: dash cams, reversing cameras and professional fitting
- GSF Car Parts: dash cams and in-car tech with click and collect
- Rexing: front, front-and-rear and 3-channel dash cams, sold online (check UK delivery times and warranty before you order)
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